Retail Banking
Business Simulations

Banking Industry SimulationSimulation Run Time
36 Month (3 business years), at a screen-refresh rate of 2-10 minutes per simulated Month.
Topics Covered

Treasury with Basel III, Market Segmentation, Service Industry, HR Management, Portfolio Management, Customer retention, Customer acquisition, Finance, Issue/Buyback Shares
Mission

Build customer loyalty in the banking industry, serving the needs of your customers by delivering simple and transparent retail banking products at attractive prices. Further strengthen your competitive advantage through service excellence and cutting edge distribution capabilities. You are competing against 4 virtual competitors: Euro Bank Group Bank, Global Trust Bank Bank, UK Bank PLC Bank and US Accounts Bank Bank.

Retail Banking

Online Banking Business Simulation

Banking Simulation Treasury Basel III

Savings Accounts
Retail Banking Deposits st Savings Accounts C

Initial Investment: 84M€
Deposits Volume: 5,400M€
CPGA: 30€

Interest Rate: 0.85%
Staff: 281
Short Term Deposits
Retail Banking Deposits st Short Term Deposits C

Initial Investment: 59M€
Deposits Volume: 4,200M€
CPGA: 400€

Interest Rate: 0.90%
Staff: 197
Long Term Deposits
Retail Banking Deposits lt Long Term Deposits C

Initial Investment: 68M€
Deposits Volume: 4,800M€
CPGA: 400€

Interest Rate: 0.90%
Staff: 225
Working Capital Loan
Retail Banking Short term credits Working Capital Loan

Initial Investment: 47M€
Loans Volume: 4,200M€
CPGA: 2,000€

Interest Rate: 8.53%
Credit Default Risk: 1.80%
Risk Assets: 100.00%
Staff: 158
Auto Loan
Retail Banking Short term credits Auto Loan

Initial Investment: 39M€
Loans Volume: 3,360M€
CPGA: 40€

Interest Rate: 7.67%
Credit Default Risk: 1.08%
Risk Assets: 25.00%
Staff: 131
Overdraft Corporate
Retail Banking Short term credits Overdraft C

Initial Investment: 63M€
Loans Volume: 3,360M€
CPGA: 50€

Interest Rate: 9.32%
Credit Default Risk: 2.40%
Risk Assets: 100.00%
Staff: 210
Overdraft Retail
Retail Banking Short term credits Overdraft R

Initial Investment: 42M€
Loans Volume: 1,800M€
CPGA: 4€

Interest Rate: 8.84%
Credit Default Risk: 1.80%
Risk Assets: 100.00%
Staff: 141
Trade Finance
Retail Banking Short term credits Trade Finance

Initial Investment: 25M€
Loans Volume: 3,600M€
CPGA: 2,000€

Interest Rate: 9.55%
Credit Default Risk: 3.00%
Risk Assets: 60.00%
Staff: 84
Personal Loan
Retail Banking Short term credits Personal Loan

Initial Investment: 41M€
Loans Volume: 4,800M€
CPGA: 650€

Interest Rate: 10.87%
Credit Default Risk: 4.20%
Risk Assets: 100.00%
Staff: 138
Capex Loan
Retail Banking Long term credits Capex Loan

Initial Investment: 68M€
Loans Volume: 6,000M€
CPGA: 10,000€

Interest Rate: 8.93%
Credit Default Risk: 2.28%
Risk Assets: 60.00%
Staff: 225
Home Loan
Retail Banking Long term credits Home Loan

Initial Investment: 81M€
Loans Volume: 7,200M€
CPGA: 1,000€

Interest Rate: 10.19%
Credit Default Risk: 3.60%
Risk Assets: 30.00%
Staff: 270
Current Accounts
Retail Banking Services Current Accounts

Initial Investment: 51M€
Capacity: 150,000 Accounts / Month
CPGA: 20€

Service Fee: 20€
Staff: 300
Retirement Plans
Retail Banking Services Retirement Plans

Initial Investment: 51M€
Capacity: 150,000 Accounts / Month
CPGA: 20€

Service Fee: 20€
Staff: 300
Insurances
Retail Banking Services Insurances

Initial Investment: 43M€
Capacity: 50,000 Accounts / Month
CPGA: 50€

Service Fee: 50€
Staff: 250
Business Accounts
Retail Banking Services Business Accounts

Initial Investment: 68M€
Capacity: 20,000 Accounts / Month
CPGA: 200€

Service Fee: 200€
Staff: 400
Cash Management
Retail Banking Services Cash Management

Initial Investment: 31M€
Capacity: 3,000 Accounts / Month
CPGA: 600€

Service Fee: 600€
Staff: 180